THE WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly turning to virtual channels for their financial needs. This check here shift has caused to a decrease in branch establishments, and many institutions are closing existing branches to reduc

Return on total assets (ROTA) is a crucial financial metric utilized by investors and analysts to gauge the efficiency of a company in producing profits from its assets. It represents the percentage of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that a company is optimally utilizing its assets to